Finding a FAB ATM near you in the UAE takes seconds once you know where to look. First Abu Dhabi Bank operates one of the country’s largest self-service banking networks, featuring cash withdrawal machines, cash deposit machines, and cardless withdrawal facilities spread across malls, metro stations, airports, and residential communities.
Quick Overview
| Bank Name | First Abu Dhabi Bank (FAB) |
|---|---|
| Bank Type | Largest bank in the UAE by total assets |
| Branch Network | 140+ locations across the UAE (as of 2025) |
| ATM Network | Extensive 24/7 coverage across all seven emirates |
| FAB ATM Withdrawal Fee (FAB card) | Free |
| Other Bank ATM Withdrawal Fee | AED 2.10 per transaction (standard UAE Switch fee) |
| Customer Care (UAE) | 600 52 5500 |
| Customer Care (International) | +971 2 681 1511 |
| Head Office | FAB Tower, Khalifa Business Park, Abu Dhabi |
As of 2026, FAB’s ATM network is one of the most accessible in the UAE, allowing FAB cardholders to access their funds at most outlets, with free withdrawals.
Why FAB’s ATM Network Matters for UAE Residents
According to the bank’s published financial statements, First Abu Dhabi Bank is the UAE’s largest bank by total assets, with AED 1.4 trillion in assets. It uses 140+ branches throughout the UAE (2025) with an ATM and CDM network to match.
FAB was established in 2017 from the merger of the First Gulf Bank and the National Bank of Abu Dhabi, and ATM services, similar to those of all other UAE banks, are subject to the Central Bank of the UAE’s regulations on payment and banking infrastructure in the retail sector.
Its local ATM network is designed for servicing the millions of customers across the UAE, individuals, and the government. Nearby FAB ATM takes the place of bank branch visits for salaried employees, expats, and even business owners.
How to Find a FAB ATM Near You
It is very easy to find a FAB ATM at home, at work, and while travelling between emirates. FAB provides four customer-oriented, dependable ATM and bank branch locator options to help the customer locate the nearest ATM.
FAB Mobile App
Open the FAB Mobile App and select “Locate Us“. Allow location Access and The App displays all ATM locations in the vicinity with Live Directions & Distance.
- Open the FAB Mobile App login.
- From the main menu, click on “Locate Us”.
- Gives location permission when requested
- Use search filters (ATM, CD, or Branch Type)
FAB Website ATM Locator
FAB’s official website has a branch and ATM locator. Click your emirate, then look for ATM under filters: you’ll see a list of all the ATMs that are close to you, each with an address and directions link.
It is best suited for desktop users for planning, where you don’t need to search on a mobile.
Google Maps and Navigation Apps
Google Maps, Waze, or Apple Maps search for “FAB ATM near me” to instantly reveal the closest ATM as well as its reviews and opening hours.
It’s the ideal choice if you’re already using another banking application and don’t wish to open a new one.
FAB Customer Care
If you’re unable to locate an ATM digitally, call FAB customer care at 600 52 5500 within the UAE, or +971 2 681 1511 from abroad. A representative can direct you to the nearest machine.
What You Can Do at a FAB ATM
FAB ATMs do more than just provide a withdrawal from your debit card. By 2026, a large majority of self-service bank machines can perform a complete range of banking services other than just cashouts.
- Cash Withdrawals in AED, Foreign currency available at selected locations
- CDM/CCDM machines can be used with cash and cheques.
- Balance – query and mini statement printout.
- The exchange of funds between FAB accounts:
- Also include repayment of credit card bills
- Mobile phone top-ups
- You can change your PIN and manage your cards.
- Change PIN, card management.
- Recipes provided by segments of families experiencing poverty and hardship.
- Cardless withdrawal via the FAB Mobile App.
To sum up, a recent FAB ATM visit will include all the withdrawals, deposits, bill payment, and balance checking, and will reduce the number of branch visits.
FAB CDM and CCDM: Cash & Cheque Deposit Machines
If you’re someone who uses cash regularly, you won’t want to miss out on one of the best UAE banking products ever, the A FAB CDM (Cash Deposit Machine). A CCDM augments the functionality of a cheque deposit machine at the same machine.
Normally, all credits made before the designated time of the day will be credited to the account the same day. You will be given a receipt along with an application alert, indicating the payment.
Use the same FAB mobile app and/or website locator but apply your filter to the service type to find it as “Cash Deposit” or “Cheque Deposit” respectively, as not all FAB’s ATM takes deposits.
Expert Tip: If you need to deposit cash after banking hours, use the FAB Mobile App’s locator and filter specifically for CDM or CCDM, since not every FAB ATM accepts deposits. Walking up to a withdrawal-only machine after midnight is the most common reason people think FAB “has no deposit machines nearby.”
FAB ATM Daily Withdrawal and Deposit Limits
The daily cash withdrawal limits will vary based on account and card tier on FAB ATMs. Premium and Elite debit cards typically have higher limits than standard ones.
Your limit is always displayed when you make a payment with your FAB Mobile App: under how you manage your payments, you can even temporarily increase this limit per day with the FAB Mobile App.
Typically, the deposit amount in the CDMs will be more than the withdrawal amount as the machine is accepting cash in exchange and not disbursing money; however, in case of very high deposits, a branch visit might be required.
What to Do If a FAB ATM Transaction Fails
There are times when the machines don’t accept purchases due to various reasons, such as the machine being short of cash or no longer having access to a network connection.
Don’t fret if the ATM pulls money out of your wallet without giving you a cash dispenser. The amount is usually automatically reversed by FAB’s system in 24-48 hours.
If the reversal doesn’t occur automatically, please call FAB customer care with the following details: the ATM, the date, the time, and the amount that were reversed so that the transaction can be tracked and refunded.
How to Check Your Balance at a FAB ATM
You can check out your balance at any FAB ATM within a minute. Type your Debit/Credit Card number and PIN code into the keypad and press “Balance Inquiry”/”Mini Statement” on the screen.
See our full walkthrough of the balance check: FAB Balance Check with App, ATM, SMS And Salary Card Methods 2026
FAB ATM Fees vs Other Bank ATMs
Once you are a FAB member, you won’t be charged for cash withdrawals at a FAB AATM. Otherwise, there would be charges. Comparisons of costs are below.
| Transaction Type | FAB ATM (FAB Card) | Other Bank ATM (UAE Switch) |
|---|---|---|
| Cash Withdrawal | Free | AED 2.10 per transaction |
| Balance Inquiry | Free | Free (standard UAE Switch) |
| Cash / Cheque Deposit | Free at FAB CDM/CCDM | Not available |
| International Withdrawal | Bank + network fees apply | Bank + network fees apply |
In short, you will be able to get cash out for free from any FAB ATM in the UAE as a FAB cardholder, and other banks’ ATMs would charge you AED 2.10 per cash out transaction through the UAE Switch network as of the year 2026.
FAB ATM vs Exchange Houses for Cash Services
Other exchange houses, such as Lulu Exchange and Al Ansari, are also cashable for some banks, but are basically designed for currency exchange and remittances rather than complete self-service banking.
Convenience: FAB ATMs run 24/7 in malls and residential areas; most exchange houses close by late evening.
Transaction Speed: The cash withdrawal machine at the ATM takes less than a minute, counter exchange machines in exchange houses could have queues as per the number of days of the salary.
Fees: FAB cardholders withdraw and deposit for free at FAB machines; exchange houses typically charge a service fee on remittances and some deposit types.
Availability: FAB’s ATM and CDM network is far larger in raw location count than any single exchange house chain.
Security: Both are subject to the Central Bank of the UAE, and an ATM is directly connected to your FAB account, so that the posting is real-time as opposed to transactions through the exchange houses, which go through a particular settlement process.
Supported Services: such as exchange houses get the best rewards on currency exchange and cash remittance services to overseas destinations, while FAB ATMs offer all banking-related services.
Popular FAB ATM Locations in the UAE
Some of the top locations, by the number of feet stepping over them, plus FAB’s internal findings of the number of branches in each Emirate.
- The 14 names below are all located within the Dubai Metropolitan Area. The 14 areas listed below are all within the Dubai Metropolitan Area.
- There are the main affordable areas in Abu Dhabi are Abu Dhabi Mall, Khalifa Business Park, Al Wahda Mall, and Yas Mall.
- To participate in sports events.
- Al Ain, Al Dhafra: Large malls, community centres for residents
In Short, Dubai and Abu Dhabi, Dubai and Al Ain malls and business districts have the largest number of ATMs, and FAB maintains the highest density with them in these areas.
Which Cards Work at a FAB ATM
FAB ATMs will allow free withdrawals using FAB debit and credit cards, and also UAE Switch cards from other banks in the UAE.
Most FAB ATMs will also accept international cards (Visa and Mastercard), though international transaction fees and currency conversion fees will generally apply.
The FAB Mobile App also has the option of withdrawing without a card, which will come in handy if you’ve left your card at home.
FAB ATM Safety Tips
Look for ATMs that are also lit and in camera view, particularly those that are located at night. Whenever you enter a PIN, cover the keypad, and before you insert your card at the card slot, check for any unusual attachments on the card slot.
FAB ATMs are engineered with the most advanced anti-skimming features as well as CCTV surveillance, though a little caution never hurts. If you notice any suspicious-looking dedevicee report it to the FAB customer care service immediately.
Read More:
FAB ATM Services, Fees And How to Use FAB ATMs in the UAE Guide 2026
FAB Prepaid Card Types, Fees, Eligibility And How to Apply in the UAE 2026
FAB Head Office Business Park Address, Timings & Visitor Guide (2026)
Frequently Asked Questions
Is there a fee for using a FAB ATM with a FAB card?
No, cash can be withdrawn for free from any UAE FAB ATM without any charges on the FAB Card.
Can I use my FAB card at other banks’ ATMs?
The answer is yes, but the other bank will usually impose the regular UAE Switch fee of AED 2.10 per withdrawal.
How do I find the nearest FAB CDM for a cash deposit?
Utilizethe he FAB Mobile App or website to find and fifilter outtor “Cash Deposit” or “CDM” service type.
Are FAB ATMs open 24/7?
The hours of most FAB ATMs are open 24 hours a day, while some in restricted-access areas may be limited to certain times.
Can I deposit cheques at a FAB ATM?
Not all FAB ATMs accept cheques; just those with CCDM.
Can I withdraw cash without my card?
Yes, there’s an option for cardless debit at compatible ATMs in FAB’s FAB Mobile App.
What should I do if a FAB ATM keeps my card?
Immediately inform FAB Customer care at 600 52 5500 and block the card, if necessary.
Can I use a FAB ATM outside the UAE?
No, FAB ATMs are only available in the UAE. Use your FAB card at ATMs in other countries overseas.
How much cash can I withdraw per day from a FAB ATM?
The daily limits will vary depending on your account type and tier (see FAB Mobile App).
Does FAB charge for balance inquiries at ATMs?
Yes, there are no charges for customers who use FAB ATMs and most other ATMs of UBo banks to verify their account balance.
What happens if a FAB ATM debits my account but doesn’t dispense cash?
Normally, it will be auto-reversed within 24-48 hours, but if not, please call FAB customer care.
Can business owners deposit shop takings at a FAB CDM?
Yes, FAB CDMs will accept cash deposits on business accounts as they do with personal accounts.
Disclaimer: This page is for informational purposes only. Please visit the official First Abu Dhabi Bank (FAB) (www.bankfab.com) for the most accurate and up-to-date information.
